Why do you need a Personal Umbrella Policy?

A Personal Umbrella Policy protects you from paying a huge liability loss. It provides excess liability protection beyond the liability limits of your auto and homeowner policies. What if you seriously injured someone in another vehicle? What if a guest slipped and fell at your home and was seriously hurt? What if your dog bit your child’s friend while he was at your house playing and was seriously injured? Believe me, catastrophes occur and you need to protect yourself against the “sue happy” people in today’s world who are often awarded huge sums of money. Beyond the liability limits on your auto and homeowner policies, you would be responsible for paying the excess amount which could be in the hundreds of thousands of dollars or into the millions!!

Do yourself a favor and call The Morrill Insurance Group to speak to an agent about a Personal Umbrella Policy. For $150-$300 a year you can protect yourself from potentially losing your home and other assets.